Scan pay stubs from any employer or payroll system and extract gross pay, net pay, deductions, taxes, and YTD totals into structured spreadsheet data. No templates required.
Drop any document below and see AI extract structured data immediately. No setup required.
“Paystubs come in every format imaginable — ADP, Paychex, Workday, and hundreds of small employers with custom formats. The AI reads them all. We stopped worrying about format differences entirely.”
“For employment verification, we need YTD earnings, pay frequency, and employer details from every paystub. Batch scanning extracts all fields into one spreadsheet for our verification database.”
“Our payroll audit team reviews paystubs during fraud investigations. Scanning stubs to structured data lets us run variance analysis across pay periods automatically instead of comparing documents manually.”
“Every loan application requires 2-3 recent paystubs for income verification. Our processors manually typed gross pay, YTD earnings, and employer data from each stub. With 500 applications per month, that was 1,500 paystubs to enter manually. AI scanning extracts everything automatically and the data feeds directly into our verification spreadsheet.”
Mortgage lenders and verification services that process high volumes of paystubs for income verification reduce per-application processing time by 60-80% with AI-powered scanning.
Pay stubs are essential for income verification in lending, employment screening, benefits administration, and payroll auditing. Every employer and payroll system formats pay stubs differently — there is no standard layout. This format variety makes manual data entry the default for most organizations that need structured paystub data.
AI-powered paystub scanning from Lido reads any pay stub format automatically. The AI identifies gross pay, net pay, individual earnings lines (regular, overtime, bonus, commission), deductions (taxes, insurance, retirement), employer name, pay period, and YTD totals regardless of how the payroll system formats the document.
For mortgage lenders, paystub scanning accelerates income verification by extracting the specific fields underwriters need — gross monthly income, YTD earnings, employer name, and pay frequency — from any format. For HR teams, batch scanning paystubs provides structured data for compensation analysis, benefits auditing, and payroll reconciliation.
For related document extraction tools, see W2Extraction.com for annual wage data, TaxReturnScanner.com for complete tax return digitization, and K1toExcel.com for partnership income verification.
Audited security controls for handling sensitive tax data with SSNs and EINs.
Bank-grade encryption at rest. TLS 1.2+ in transit. Authenticated API access only.
Documents automatically deleted within 24 hours. No copies remain anywhere.
A paystub scanner uses AI to extract earnings, deductions, taxes, and employer data from pay stub documents automatically. It converts any pay stub format into structured spreadsheet data for income verification, payroll auditing, and HR processing.
Gross pay, net pay, regular earnings, overtime, bonuses, commissions, federal tax, state tax, FICA, Medicare, insurance deductions, retirement contributions, employer name, pay period dates, pay frequency, and YTD totals.
Yes. AI reads pay stubs from ADP, Paychex, Gusto, Workday, QuickBooks, and any other payroll system. No per-employer templates needed. Handles both digital and scanned/photographed stubs.
Lenders upload borrower paystubs and the AI extracts gross income, YTD earnings, employer name, and pay frequency for income verification. Processes multiple stubs per application without manual data entry.
95-99% on digital paystubs, 90-98% on scanned or photographed copies. Confidence scores on every field enable automated validation of extracted income data.
SOC 2 Type 2 certified, AES-256 encryption, 24-hour data deletion. All PII including SSNs and income data encrypted at rest. No data used for AI training.
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